Who has the 'Best' banking App?

Who has the BEST Banking APP?

The best thing about smartphone apps is how quick and easy it is to access information. This might be a bit of a mixed blessing when it comes to making impulse purchases on Amazon and eBay of course, but it has to be said that they’re damn convenient.
Banking might not be the sexiest or most glamorous subject in the world, but keeping tabs on your finances is important and thankfully there is a fine selection of apps to help you do it.

First Direct

Sadly this is only for iPhone owners at the moment, but with this app you’ll be able to make payments to existing payees and transfer money. You can also view your account balance and the last 20 transactions you made.
In order to use this First Direct app you’ll have to be a customer of the bank and be registered for Internet Banking, and of course, you’ll need an iPhone (using iOS 3.1 and above).

Santander UK

Only available for the iPhone and iPad at present, but so long as you’ve registered and logged onto the Santander Online Banking service at least once, you’ll be able to use the Santander UK app. You can view your account balances, transfer funds between them, pay existing payees, amend and cancel pending payments, find your nearest branch and view your latest transactions.

HSBC

The HSBC Fast Balance app is available for Android, BlackBerry and iPhone. With this app you can check your balance and the last six transactions made with your account, so it's slightly limited. If you own a prepaid mobile phone, you’ll also be able to top up your credit using the app.

Barclays Pingit

Barclay’s Pingit is a free app on Android, BlackBerry and iOS which allows you to view your balance, locate ATMs and transfer money. You can send up to £300 per day to friends, family or make payments. You’ll also be able to receive up to £5,000 from other Pingit users, and you can register three additional phones to receive money on your Pingit account.
If you aren’t a Barclay’s customer, you can still register and the bank will set up a Pingit Wallet account on the app which you can use to transfer money.

NatWest

Available for the iPhone, Android, and BlackBerry devices, you’ll be able to check your last six transactions, transfer money between your accounts and pay bills. You can pay or transfer cash to existing payees from your Online Banking, check your balance and find the nearest branches and ATMs. Pay-as-you-go top ups to boot, but you’ll have to be an existing online banking NatWest customer to use the service.

Lloyds TSB

The Lloyds TSB Mobile Banking app is free to download and available via the Apple App Store, Google Play, BlackBerry App World and Nokia Store.
You use your account’s existing Internet Banking login details to access it. You can view account details like your balance, transaction history, ISA and credit card accounts and make transfers between your Lloyds TSB accounts, manage your overdraft and view your mortgage balance.
There are also handy things like a branch and ATM finder and useful Lloyds TSB phone numbers.